Dayane Melgarejo
Manchester,Greater Manchester
Summary
I have been working as a mortgage loan processor for 4 years. I am very well organised and detail-oriented with time management skills, developed while I was working remotely and studying at the same time. I enjoy working in a team from different backgrounds and love talking to customers and underwriters throughout the process. I would love to work for your company to broaden my experience, gain more knowledge and help customers secure their loan approvals throughout the world.
Overview
3
3
Languages
1
1
Certification
5
5
years of professional experience
Work History
Loan Processor
USA Loans
01.2022 - Current
- Analyse detailed financial documents (IDs, bank statements, financial records, etc) to determine loan risk involved from borrowers when they apply for mortgage applications.
- Submit credit and loan applications to underwriters for verification.
- Oversaw loan origination process, coordinating tasks such as ordering credit reports and appraisals. (ordering credit reports, appraisals, preliminary CD and title reports).
- Compare customer references, credit ratings, risks against policy standards to balance risk.
- Provide accurate information and recommendations to clients regarding company products.
- Inform and educate customers about conditions of credit and loans.
- Answer customer inquiries concerning credit standing, loan balances and penalties.
- Manage daily updates of loan applicant database.
- Build knowledge about the latest banking products and investors.
Education
English Language Course
Education First
Manchester01-2026
French Language Course, 2026
Alliance Française
Lima, Peru01-2026
Graphic Design Diploma - Graphic Design
SENATI
Lima, Peru01-2018
Skills
- Loan processing
- Credit assessment
- Risk analysis
- Document verification
- Process optimisation
- Customer service
- Active listening
- Relationship-building
- Problem-solving under pressure
- Independent initiative
- Positive attitude
Languages
Spanish
First Language
English
Advanced
C1
French
Elementary
A2
Certification
- PsySec Essentials (Hook Security Training)
August 2026
- American Study Techniques Peru
March 2025
Skills: Reading, Reading Comprehension
- Cambridge International Education (English Language)
June 2022
- XINNIX SOAR (Program Certificate)
January 2022
Interests
- English Films
- Learning languages
- Reading fantasy books
Timeline
Loan Processor
USA Loans
01.2022 - Current
English Language Course
Education First
French Language Course, 2026
Alliance Française
Graphic Design Diploma - Graphic Design
SENATI