Summary
Overview
Work History
Education
Skills
Affiliations
Reference
Timeline
Generic

David Ngaujah

Newcastle upon,England

Summary

A dynamic and highly motivated postgraduate professional with extensive international experience in the UK and Africa, I bring expertise in credit risk management, SME development, and project management. My robust academic background, including a Master's in Development Studies from London South Bank University, has been complemented by practical experience in leadership roles across banking, finance, and NGOs. With a strong focus on delivering results, I have successfully led diverse teams, developed financial solutions, and driven risk management strategies in various challenging environments.

Known for my ability to work effectively under pressure, I possess excellent communication, problem-solving, and leadership skills. My career includes senior roles in Union Trust Bank and Guaranty Trust Bank in Sierra Leone, where I managed credit risk, oversaw SME financing, and led business initiatives that contributed to organisational growth. Additionally, I have a track record of successful advocacy for child rights and vulnerable communities, alongside a passion for personal and professional development.

Driven by a commitment to excellence and a passion for making a difference, I continue to refine my skills through ongoing professional development, including certifications in food hygiene, health and safety awareness, and door supervision. My diverse background enables me to adapt quickly and bring valuable perspectives to any team or project I undertake.

Overview

21
21
years of professional experience

Work History

Administrator (Voluntary Staff)

Disabled, Aylesbury Day Centre
London, England
02.2005 - 11.2025

As a Voluntary Staff Experience Administrator, I played a key role in supporting the operational functions of the organisation, ensuring smooth communication between teams, and improving the overall experience for both staff and clients. I was responsible for managing schedules, assisting with event coordination, and maintaining accurate records. My position involved addressing any administrative needs and troubleshooting issues to ensure efficiency. I collaborated closely with other departments to foster a positive working environment and contributed to initiatives aimed at enhancing staff engagement. My work helped streamline processes and strengthened the overall administrative framework of the organisation.

Funds manager and Head

Union Trust Bank Limited
Freetown , Sierra leone
07.2020 - 06.2021

As a Funds Manager and Head, I led the strategic management and growth of investment portfolios, ensuring optimal asset allocation across diverse sectors. I developed and implemented risk management strategies, working closely with clients to understand their financial goals and tailor bespoke solutions. My role involved overseeing performance analysis, identifying market opportunities, and fostering strong relationships with stakeholders to drive results. I led a team of professionals, offering guidance and support to achieve collective objectives. My leadership and expertise in financial markets contributed to the consistent success of the funds under my management, maximising returns while managing risks effectively.

Manager, Credit and Risk Management

Union Trust Bank Limited
Freetown , Sierra Leone
05.2017 - 01.2021

As a Manager in Credit and Risk Management, I successfully oversaw the evaluation, monitoring, and mitigation of financial risks, implemented credit policies and frameworks to optimise portfolio performance, and led cross-functional teams to ensure compliance with regulatory standards while driving profitability and maintaining strong stakeholder relationships.

Assistant Manager, SME Department

Union Trust Bank Limited
Freetown, Sierra Leone
05.2017 - 07.2020

As an Assistant Manager, I successfully supported daily operations by coordinating staff schedules, overseeing inventory, and ensuring excellent customer service. I played a key role in training and mentoring employees and fostering a collaborative work environment. Additionally, I helped implement and monitor performance metrics to meet company goals, while managing operational tasks like ordering supplies and handling customer inquiries. I also contributed to the development and execution of strategies that increased sales and customer satisfaction. My ability to multitask, lead by example, and manage both front-line and behind-the-scenes tasks allowed me to effectively contribute to the success of the team and business.

Group Head, SME Department

Guaranty Trust Bank (SL) Ltd
Freetown, Sierra Leone
09.2015 - 04.2017

As Group Head of the SME Department, I successfully pioneered and implemented a comprehensive SME business initiative, developed tailored financing strategies for small and medium-sized enterprises, and fostered strong client relationships to drive sustainable growth and profitability within the institution.

Group Head, Retail West/Branch Manager, Wilkinson

Guaranty Trust Bank Ltd
Freetown, Sierra Leone
05.2014 - 09.2015

As Head of Retail West and Branch Manager at Wilkinson Road, Guaranty Trust Bank (SL) Ltd, I successfully led branch operations, overseeing customer service excellence, relationship management, and team development to achieve organisational goals. I implemented effective strategies to grow the bank’s retail portfolio, increase client acquisition, and ensure operational compliance with banking regulations. I managed credit evaluations, streamlined processes to enhance efficiency, and maintained high service standards to drive customer satisfaction. My leadership fostered a collaborative work environment, resulting in improved team productivity and performance. I was instrumental in building and maintaining strong client relationships to sustain business growth.

Acting Country Manager

Children’s Aid Society Sierra Leone
Freetown , Sierra leone
06.2013 - 05.2015

As Acting Country Manager at Children’s Aid Society Sierra Leone, I provided strategic leadership to advance child rights advocacy, designed and implemented programs focused on improving the welfare and protection of vulnerable children, and ensured organisational compliance with local and international child protection standards. I managed administrative operations, including budgeting, staff supervision, and resource allocation, to optimise program delivery and sustainability. I also represented the organisation in stakeholder engagements, fostering collaborations with government bodies, donors, and community partners. My role demanded effective communication, project management, and problem-solving skills to drive impactful initiatives and create lasting positive change for children in need.

Head of Administration – Senior Banking Officer

Guaranty Trust Bank (SL) Ltd
Freetwon , Sierra Leone
05.2013 - 05.2014

As a Senior Banking Officer, I have gained extensive experience in overseeing and managing banking operations, ensuring compliance with regulatory requirements, and delivering high-quality customer service. My role involved supervising a team, optimising internal processes, and maintaining smooth day-to-day banking activities. I demonstrated strong leadership skills by driving performance improvements, addressing customer concerns, and fostering a positive relationship with clients. Additionally, I played a key part in identifying and mitigating risks, managing financial transactions, and contributing to the overall strategic goals of the organisation, all while maintaining a strong focus on operational efficiency and customer satisfaction.

Part-Time Lecturer/Trainer

London Training College
London, England
11.2009 - 03.2010

As a part-time lecturer/trainer at HIV/AIDS and the Community, London Training College, I was responsible for delivering in-depth training on HIV/AIDS awareness and its impact on communities. My role involved creating educational materials, conducting interactive workshops, and providing guidance to students, healthcare professionals, and community members. I facilitated discussions on prevention strategies, treatment options, and the importance of stigma reduction while also emphasising the social and psychological aspects of living with HIV/AIDS. Through my sessions, I contributed to enhancing participants’ understanding and fostering a supportive, informed approach to tackling HIV/AIDS in various communities.

Education

Master of Science - MSc Development Studies

London South Bank University
London
09/2005 - 08/2006

Bachelor of Business Administration - BA Education (Literature and Linguistics)

Njala University College
Sierra Leone
09/1999 - 08/2003

A-Levels - Mathematics

Schlenker Secondary School, Port Loko
Sierra Leone
09/1991 - 08/1995

A-Levels - English

Schlenker Secondary School, Port Loko
Sierra leone, freetown
09/1991 - 08/1995

A-Levels - Economics

Schlenker Secondary School, Port Loko
Sierra leone, freetown
08/1991 - 08/1995

A-Levels - History

Schlenker Secondary School, Port Loko
Sierra Leone, freetown
09/1991 - 08/1995

A-Levels - Government

Schlenker Secondary School
Sierra leone, freetown
09/1991 - 08/1995

A-Levels - Literature

Schlenker Secondary School
Sierra Leone, freetown
09/1991 - 08/1995

A-Levels - Health Sciences

Schlenker Secondary School
Sierra Leone
09/1991 - 08/1995

Skills

  • Leadership & Team Management: Proven ability to lead diverse teams and deliver results
  • Credit & Risk Management: Extensive experience in assessing and mitigating financial risks
  • Project Management: Expertise in SME financing and implementing strategic solutions
  • Customer Service: Strong interpersonal and communication skills, ensuring excellent client relationships
  • Administration & Organisation: Skilled in handling procurement, compliance, and operational management
  • Advocacy & Reporting: Experience in NGO advocacy and preparing detailed organisational reports
  • Training & Development: Proficient in delivering lectures and facilitating workshops
  • Effective Communication: Able to articulate ideas clearly in both written and verbal formats; experienced in tailoring communication style to diverse audiences Skilled at listening actively to understand perspectives and respond appropriately
  • Time Management: Proficient in organizing tasks and prioritizing responsibilities to meet deadlines efficiently Demonstrated ability to juggle multiple projects and adapt to shifting priorities in fast-paced environments
  • Attentiveness: Highly focused and detail-oriented, ensuring thorough understanding and execution of tasks Skilled at identifying potential issues and offering solutions before they escalate

Affiliations

  • Singing: Passionate about music, particularly singing, which serves as both a creative outlet and a way to unwind.
  • Basketball: Enthusiastic about playing basketball, which helps maintain physical fitness and enhances teamwork and strategic thinking.
  • Travel & Cultural Exploration; Cultural Exploration: Interested in experiencing different cultures, broadening my global perspective and adaptability.
  • Reading & Continuous Learning: Avid reader with a focus on personal development, leadership, and social issues.
  • Volunteering & Community Engagement: Actively involved in charitable activities, particularly supporting vulnerable communities and causes related to social welfare.

Reference

Edward Kanu
Head of Nursing
KMPT NHS Trust
Edward.kanu@nhs.net

Timeline

Funds manager and Head

Union Trust Bank Limited
07.2020 - 06.2021

Manager, Credit and Risk Management

Union Trust Bank Limited
05.2017 - 01.2021

Assistant Manager, SME Department

Union Trust Bank Limited
05.2017 - 07.2020

Group Head, SME Department

Guaranty Trust Bank (SL) Ltd
09.2015 - 04.2017

Group Head, Retail West/Branch Manager, Wilkinson

Guaranty Trust Bank Ltd
05.2014 - 09.2015

Acting Country Manager

Children’s Aid Society Sierra Leone
06.2013 - 05.2015

Head of Administration – Senior Banking Officer

Guaranty Trust Bank (SL) Ltd
05.2013 - 05.2014

Part-Time Lecturer/Trainer

London Training College
11.2009 - 03.2010

Administrator (Voluntary Staff)

Disabled, Aylesbury Day Centre
02.2005 - 11.2025

Master of Science - MSc Development Studies

London South Bank University
09/2005 - 08/2006

Bachelor of Business Administration - BA Education (Literature and Linguistics)

Njala University College
09/1999 - 08/2003

A-Levels - Mathematics

Schlenker Secondary School, Port Loko
09/1991 - 08/1995

A-Levels - English

Schlenker Secondary School, Port Loko
09/1991 - 08/1995

A-Levels - Economics

Schlenker Secondary School, Port Loko
08/1991 - 08/1995

A-Levels - History

Schlenker Secondary School, Port Loko
09/1991 - 08/1995

A-Levels - Government

Schlenker Secondary School
09/1991 - 08/1995

A-Levels - Literature

Schlenker Secondary School
09/1991 - 08/1995

A-Levels - Health Sciences

Schlenker Secondary School
09/1991 - 08/1995
David Ngaujah