Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Darshan Suthar

Wembley,UK

Summary

Experienced professional with focus on mortgage analysis and financial services. Capable of delivering accurate risk assessments and optimizing loan portfolios through keen analytical skills and strategic insights. Committed to enhancing financial performance and ensuring regulatory compliance.

Overview

6
6
years of professional experience
4
4
years of post-secondary education

Work History

Mortgage Analyst

Kwik Mortgage PVT LTD
Ahmedabad, India
01.2020 - 04.2023
  • Trailing Document Specialist :


  • Daily monitoring of closed loans; registration on the MERS website (electronic transferring of lenders for Deeds of Trust). Daily monitoring of purchased loans to then transfer the MERS from DAS Acquisition to the final investor.
  • Daily tracking of aged Final Documentation (Final Title Policies and Recorded Deeds of Trust) from title companies. Contact and follow up with title companies if after 60 days from closing to obtain outstanding documents. Record keeping of all receipt and delivery of Final Documentation in Loan Origination Software. Physically preparation of Final Document delivery packages in bulk to investors upon loan purchase. Tracking of all delivery confirmation. Communication with investors regarding status of Final Documentation delivery and any corrections, as needed



  • Mortgage Loan Shipper :


  • Review loan documentation and disclosures for discrepancies and compliance with all government regulations as well as company policies and procedures
  • Help prepare file for upload, deliver to secondary market investor
  • Prepare loan documents and ensure the closing package is complete, fees accurate, and fully compliant
  • Review the signed closing package for accuracy
  • Coordinate clearing of investor purchase conditions with third-party organization
  • Clear post-funding conditions (title policies, recorded mortgages, insurance documents, address/clear potential loan defects)
  • Post-closing duties may include confirming recording/disbursement, preparing collateral package, MERS registration, exporting 3.2 DU file, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed


  • Funding Associate :


  • Responsible for preparing and verifying final funding figures
  • Monitor funding pipeline and resolve any issues.
  • Review incoming warehouse loan data file, funding documents and wire instructions.
  • Review pricing of loans and disbursement amount requested; make necessary corrections if needed. Verifies all underwriting and doc conditions have been satisfied and signed off on loan approval.
  • Prepare wire request for funding and provide settlement agent with funding authorization


Mortgage Quality Associate

Ascendum KPS Pvt Ltd (India)
Ahmedabad, India
03.2017 - 12.2019
  • Associate Analyst Responsible for Mortgage Loan File Doc, Loan Auditing and Quality Check
  • Contributed to team success by proactively assisting colleagues during high-volume periods or absences, ensuring uninterrupted service levels were maintained
  • Enhanced customer satisfaction by providing timely and informative responses to inquiries
  • Streamlined loan application process by organizing and maintaining accurate client files
  • Assisted in increasing loan approval rates with thorough review of documentation and proactive follow-up on missing items
  • Improved accuracy in borrower's information verification process through meticulous attention to detail when reviewing documentation against application data inputs.

Education

Bachelor of Commerce - Commerce

Gujarat University
India
04.2012 - 04.2016

Master Of Commerce -

Gujarat University
Ahmedabad
/2018 - /2021

Skills

  • Project Management
  • Team Management
  • Mortgage Expert
  • Credit Analysis
  • Loan Processing
  • Document Review
  • Relationship Management
  • MS Office
  • Funding management

Languages

English
Hindi
Gujarati

Timeline

Mortgage Analyst

Kwik Mortgage PVT LTD
01.2020 - 04.2023

Mortgage Quality Associate

Ascendum KPS Pvt Ltd (India)
03.2017 - 12.2019

Bachelor of Commerce - Commerce

Gujarat University
04.2012 - 04.2016

Master Of Commerce -

Gujarat University
/2018 - /2021

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Darshan Suthar