Daniel Lugg
London,United Kingdom
Summary
Accomplished professional with extensive expertise in regulatory standards and AML compliance, adept at conducting gap analysis and evidential analysis. Demonstrates a strategic thinker mindset with proven experience in sharing intelligence and leading projects. Skilled in handling large datasets, with a strong focus on adhering to UK MLRs 2017. Committed to leveraging skills for enhancing organisational compliance frameworks and driving strategic initiatives. Certified Anti-Money Laundering Specialist with ACAMS and ICA qualifications in Advanced Anti-Money Laundering, setting high standards both with personal and professional development
Overview
10
10
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Assurance Officer
Association of Accounting Technicians
London
10.2024 - Current
- Conduct thematic reviews of AML policies and firm-wide risk assessments of members, pinpointing gap analysis and opportunities for enhancement in accordance with Money Laundering Regulations 2017 and AAT licensed member regulations.
- Lead selection-driven process for desk-based reviews of medium to high-risk members/firms.
- Undertake desk-based reviews in full accordance with OPBAs requirements and AAT's professional standards, policies, and regulations.
- Collaborate closely with senior management and standards teams to align assurance efforts with strategic objectives.
- Developed new desk-based documentation aligning with OPBAs requirements.
- Convey information assiduously and effectively to licensed members regarding non-compliance and promote awareness of AML and regulatory standards.
- Efficiently direct reviews for disciplinary action or case closure based on severity of non-compliance, particularly concerning major PII and AML breaches.
Compliance Officer
Association of Chartered Certified Accountants
London
09.2021 - 10.2024
- Conducted face-to-face compliance reviews with members, utilising PowerPoint presentations to elucidate professional development and compliance processes via MS Teams.
- Performed over 100 desk-based reviews each year, ensuring strict alignment with regulatory standards and visit plan requirements.
- Delivered comprehensive training sessions on compliance matters to staff, enhancing overall understanding and adherence to policies.
- Maintained clear records of all compliance activities for audit purposes.
- Worked with different departments to promote organisation-wide understanding of compliance protocols, fostering environment of shared responsibility.
Investigations Officer
Association of Chartered Certified Accountants
London
08.2019 - 09.2021
- Investigated a complaints of professional misconduct against ACCA students, affiliates and members to ensure appropriate action.
- Utilised professional regulatory knowledge, skills, and experience to address complaints of varying complexity, identifying issues necessitating research and/or further investigation..
- Managed own caseload to ensure timely progression of complaints, aligning with departmental KPIs and objectives.
- Developed thorough and articulate reports on findings and decisions, including allegations, affirming that all decisions align with ACCA's rulebook and are substantiated by documentation.
Case Officer
Association of Chartered Certified Accountants
London
10.2017 - 08.2019
- Managed extensive caseload involving audit fraud, infringements of professional competence, infringements of integrity, infringements of objectivity and criminal convictions.
- Engaged with third parties, including ACCA members, complainants, regulators, enforcement agencies, and international bodies to obtain investigation updates while ACCA's complaints remained on hold.
- Compiled bundles for Investigations Officers and Investigations Managers to facilitate independent assessment and address member non-compliance.
- Sourced and analysed research for high-profile ACCA members utilising diverse internal databases, Companies House records, and online media articles.
- Assigned to AML team from October 2018 to March 2019 to deliver investigations support and facilitate AML risk assessment reviews.
Administrator
Financial Conduct Authority
London
05.2015 - 09.2017
- Contributed to Enforcement Division's efforts on intricate criminal case, supporting trading investigations team through administrative functions and document evaluation.
- Collaborated with multiple databases to ingest diverse case evidence, overseeing a demanding caseload.
- Centralised account information on Excel spreadsheet to enhance tracking of company cash flow under investigation.
- Developed evidence management manual for FCA’s Enforcement division.
- Transitioned to Financial Trading Investigations team in October 2016.
Education
Master of Arts - Music Production
Leeds Beckett University
Leeds 01.2011 - 05.2012
Bachelor of Arts - Human Geography
Lancaster University
Lancaster, England 09.2006 - 06.2009
Skills
- UK MLRs 2017
- Gap Analysis
- Expertise In Regulatory Standards
- AML Compliance
- Evidential Analysis
- Sharing Intelligence
- Strategic Thinker
- Project Leader
- Handling Large Datasets
Certification
Certified Anti-Money Laundering Specialist (CAMS) - October 2025
Association of Certified Anti-Money Laundering Specialists (ACAMS)
Advanced Certificate in Anti-Money Laundering - Distinction - February 2025
International Compliance Association (ICA)
CISI Level 3 Certificate, Combating Financial Crime - April 2021
Chartered Institution for Securities & Investment (CISI)
CompTIA Data+ - February 2024
CompTIA
References
References available upon request.
Timeline
Assurance Officer
Association of Accounting Technicians
10.2024 - Current
Compliance Officer
Association of Chartered Certified Accountants
09.2021 - 10.2024
Investigations Officer
Association of Chartered Certified Accountants
08.2019 - 09.2021
Case Officer
Association of Chartered Certified Accountants
10.2017 - 08.2019
Administrator
Financial Conduct Authority
05.2015 - 09.2017
Master of Arts - Music Production
Leeds Beckett University
01.2011 - 05.2012
Bachelor of Arts - Human Geography
Lancaster University
09.2006 - 06.2009