DAMAN DULAL
Harrow,London
Summary
Hardworking and dedicated professional seeking to gain work experience and committed for high quality results and exceeding expectations. Ready to leverage mine strong work ethic and determination to contribute effectively. Flexible to work in fast-paced environments.
Overview
12
12
years of professional experience
7
7
years of post-secondary education
1
1
Certification
Work History
Relationship Manager
Kumari Bank Limited
Melamchi, Nepal
12.2019 - 02.2024
- Screening of loan application documents.
- Obtaining credit information of applicants.
- Preparing proposals/appraisals, offer letter and legal documents.
- Maintaining and updating insurance details in CAD Utilis System (Credit Related Software)
- Updating/maintaining of credit files of sanctioned loan.
- Keep tracking of outstanding debts and planning course of action to recover such loans.
- Cross selling of banks products.
- Overall handling of credit department of branch.
- Evaluation of financial statements of client.
- Site visit of business and collateral.
- Sourced new business through strategic networking to maximise investment opportunities.
- Delivered excellent customer service and proactively sought innovative ways to enhance service quality.
- Identified and developed new business opportunities, expanding existing client bases.
- Expanded business sustainably by identifying opportunities to grow portfolio and enhancing client relationships within network.
- Managed portfolio of over NPR 500 million (3 million GBP)
Data Analyst
CloudFactory Nepal (Sprout Technology Pvt. Ltd)
Kathmandu, Nepal
10.2019 - 06.2020
- Worked with www.pathrise.com as part time recruiter (An online mentorship program for tech job seekers in the US) as an outsourcing employee on a position of Talent Manager.
Junior Analyst
Enlightened Vision Pvt. Ltd
Kathmandu, Nepal
02.2018 - 01.2019
- Reviewing data for deficiencies or errors
- Generating reports, storing completed work and preparing backup operation
- Assisting team for compiling data for computer entry.
Cashier
Green Organic Café and Farmers Bar
Kathmandu, Nepal
08.2016 - 02.2018
- Processing Payments, operating POS
- Managing orders and tracking of online orders
- Handling cash register
- Assisting with customer service
- Upselling and promotion.
- Resolved customer complaints and answered queries.
- Delivered outstanding customer care with proactive sales and listening skills.
- Handled over 100 customers a day.
Assistant Accountant
Real Therapy and Beauty Point
Kathmandu, Nepal
05.2012 - 04.2014
- Recording of daily transactions in Tally accounting software
- Preparing financial statements such as income statements, balance sheets, and cash flow statements
- Tracking inventory levels and reconciling them with sales records
- Managing accounts payable by processing invoices, verifying receipts, and making payments to suppliers
- Managing accounts receivable by generating invoices, tracking payments, and following up on overdue accounts
- Processing payroll for employees, ensuring accurate calculation of wages, taxes, and other deductions.
- Participated in monthly, quarterly and annual audits.
- Maintained company purchase and sales ledgers.
Education
MSc Digital Marketing - Digital Marketing
01.2024 -
Bachelor of Business Administration (BBA) - Finance
10.2014 - 02.2019
Plus Two - Management Stream
09.2011 - 01.2014
Skills
- Excellent communication and interpersonal skills
- Strong analytical and research skills
- Advance computer skills including Excel, PowerPoint, Word
- Personable and confident face to face with clients
- Excellent written and verbal communication skills
- Advance skills on Finacle Core Banking System, Banksmart Internet Banking System
- Customer-focused
- Problem-solving
- Team building
Certification
- Amendments in NRB Directives and their implication, 12/12/22, Axiom Nepal Pvt. Ltd.
- Fundamentals of Credit and Credit Appraisal Skill, 12/23/22, National Banking Institute
- Negotiable Instrument, Cash & Teller, 03/12/22, Banking Training Institute
- Anti-Money Laundering, 12/12/20, Axiom Nepal Pvt. Ltd.
- Managing Foreign Exchange Business and Its Risk, 09/11/20, Kumari Bank
- Basic Banking Course, 02/15/20, Banking and Insurance Management (BIM)
- Tally Workshop, 11/08/17, Edushala
- General Accounting Course, 12/08/14, C-MAC
Affiliations
- When I am not working, I enjoy going to the hiking, spending time with my family. I am also an avid reader of non-fiction books and also enjoy playing video games like FIFA.
Languages
English
Fluent
Hindi
Fluent
Nepali
Native
References
References available upon request.
Timeline
York St John University - MSc Digital Marketing, Digital Marketing
01.2024 -
Relationship Manager - Kumari Bank Limited
12.2019 - 02.2024
Data Analyst - CloudFactory Nepal (Sprout Technology Pvt. Ltd)
10.2019 - 06.2020
Junior Analyst - Enlightened Vision Pvt. Ltd
02.2018 - 01.2019
Cashier - Green Organic Café and Farmers Bar
08.2016 - 02.2018
Asian College of Management & Technology - Bachelor of Business Administration (BBA), Finance
10.2014 - 02.2019
Assistant Accountant - Real Therapy and Beauty Point
05.2012 - 04.2014
St. Lawrence College - Plus Two, Management Stream
09.2011 - 01.2014
- Amendments in NRB Directives and their implication, 12/12/22, Axiom Nepal Pvt. Ltd.
- Fundamentals of Credit and Credit Appraisal Skill, 12/23/22, National Banking Institute
- Negotiable Instrument, Cash & Teller, 03/12/22, Banking Training Institute
- Anti-Money Laundering, 12/12/20, Axiom Nepal Pvt. Ltd.
- Managing Foreign Exchange Business and Its Risk, 09/11/20, Kumari Bank
- Basic Banking Course, 02/15/20, Banking and Insurance Management (BIM)
- Tally Workshop, 11/08/17, Edushala
- General Accounting Course, 12/08/14, C-MAC
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