CHETAN NAMSEKAR

• Comprehensive knowledge of financial crime investigation techniques, AML regulations, and fraud detection methods.

• Proficient in conducting risk assessments, analysing suspicious transactions, and identifying patterns of financial criminal activities.

• Conducted investigations into potential financial crimes, including money laundering, terrorist financing, fraud, Tax Evasion and corruption.

• Skilled in using advanced software tools and data analysis techniques to detect and prevent financial crimes.

• Monitor all financial transactions / activities through Transaction Monitoring (Automated Tool) AML system.

• Performed Sanctions Screening, PEP, Adverse Media Screening using Automated Screening Tool.

• Performed Payment Screening (SWIFT) using Automated Sanctions Screening Tool (ATS) on cross border transactions released/ accepted in different currencies and RFI on possible
matches.

• PEP/ Ultimate Beneficial Ownership identification and Negative (Adverse) Media risks and close monitoring High Risk Customers for EDD.

• SAR reporting to FIU

• Strong understanding of regulatory frameworks, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and FATF recommendations. Wolfsburg group, Basel Committee, Guidelines laid by the regulators like FCA, PRA & NCA.

• Reviewing accounts reported in LEA Letters and inquiries.

• Effective communicator, both written and verbal, with the ability to present complex findings to stakeholders at all levels.

• Analyzed large volumes of financial data to identify suspicious transactions, patterns, and trends.

• Utilized various software tools and techniques, such as data mining and statistical analysis, to detect anomalies and potential financial crimes.

• Prepared comprehensive investigative reports detailing findings, including evidence of illicit activities, Proceeds of crime and recommended actions.

• Collaborated with internal stakeholders, such as compliance, legal and risk to facilitate investigations and ensure compliance with regulations.

• Assisted in the development and implementation of AML policies, procedures, and controls.

• Stayed up-to-date with emerging trends, new legislation, and best practices in the field of financial crime prevention.

• Transactions monitoring, payment screening, Fraud investigation and ongoing KYC monitoring
• Investigate high volume payment alerts filtering screening tool and provide consistent detailed rationales for decision to release/reject/block
• Investigate and assess alerts of potential money laundering and financial crime risks to the Bank
• Ensure efficient identification of suspicious activities and transactions
• Ensure timely reporting of suspicious activity to the MLRO by raising SAR's
• Keep abreast of regulatory changes/developments and financial crime news and update the team
• Liaise with branches via email where necessary to discount potential true matches
• Assist with amendments to the AML monitoring procedures and transactional monitoring process manual
• Manage workflows and establish, maintain and follow agreed to calendar for transaction monitoring in live queue
• Evaluate repetitive items ad conduct trend analysis with aim of reducing the amount of false hits received
• Support head of FCO in maintain Fraud MI and any project related to the subject.

• Maintain customers and accounts KYC/AML record, perform periodic review, event driven reviews, CDD / EDD.
• Responsible for ensuring KYC/AML record is completed.
• Complete risk rating using CRA tools, on boarding of new clients and periodical re-certification of existing clients.
• Review, validate and update the information in the system to ensure KYC compliance and risk rating completeness and accuracy.
• Escalate any discrepancies, MLRO approvals and report workflow progress to the manager.
• Delivered end-to-end KYC onboarding lifecycle service for new customers.
• Completed required periodic client reviews, managing workload efficiently to meet tight deadlines.
• Interpreted and analyzed KYC data to accurately risk assess existing clients.
• Supported development of relevant policies and procedures to reflect changing regulatory requirements.
• Completed QC checks on Underwriters and Case Managers for KYC.
• Identified, defined and implemented improved process efficiencies.
• Assisted with remediation projects and initiatives.
• Conducted screening of clients to identify sanction, PEP and adverse media risks.
• Conducted end-to-end review of KYC records.
• Applied strong understanding of FCA UK regulations and JMSLG directives.
• Provided updates at regular compliance meetings with internal stakeholders.
• Met daily, weekly and monthly KPI targets, maintaining high quality standards.
• Prepared and presented reports and analyses to senior management.

• Business Development (Listing of Companies
• Payroll Facilities to companies)
• Generating retail business through teller calling, cold calling, network leads &references.(Personal Loan, Auto Loan, Business Loan,
• Current, Saving and Salary Account-Pay Roll, Fixed/Term Deposits)
• AECB (Al Etihad Credit Bureau) check & understand the client's financial history through Central Bank of UAE
• Finacle & ALOC (Approved list of companies) check for existing clients- in the bank operating system to understand the credit history,
• RelationshipManager
• Corporate Agency Manager restrictions by Central Court
• Document check with KYC & AML guidelines to identify and verify the clients identity to prevent the criminal & illegal obtained funds
• CIF (Customer Information File) generation in the system.

• Job responsibilities as below
• Develop and maintain strong working relation with all existing clients
• Involving extensive customer service contact
• Verification of various documents
• Sought out customer queries
• Resolving the various requirements generated
• Maintain of Excel Sheet.

• Job responsibilities as below
• Preparing the require credit and financial analysis
• Generate business with the help of channel partner
• Processing partial withdrawal, surrender and revival request
• Scrutinizing of new business and verification
• Preparing monthly MIS of logins
• Generating day end paying and daily collection register report
• Direct Credit activation for NEFT payment
• Handling customers and resolve their various issues.