Binu Srivastava
Reading
Summary
Accomplished professional specializing in business intelligence tools and ethical compliance, with a strong ability to influence and persuade. Demonstrated success in coaching and mentoring staff, enhancing team dynamics and cross-functional leadership. Proficient in customer relationship management software, driving executive decision-making and risk management. Expertise in audit processes and compliance regulations, ensuring adherence through detailed performance tracking and evaluations.
Overview
20
20
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work history
Financial Crime Compliance SME, AVP
Delta Capita
London
08.2022 - 06.2025
- Currently working as designated Team lead, financial crime SME, and policy SME.
- Assessing and benchmarking the effectiveness of firms' Financial Crime regulation, legislation, and industry best practices.
- Provide subject matter expertise on economic sanctions, in particular the UK, EU, and OFAC.
- Handling escalations from the client.
- Supporting the design and implementation of a range of key Financial Crime controls, translating regulatory requirements into business and functional requirements that describe the system, data, process, and control changes required to achieve compliance.
- Part of Delta Capita's trainer program, it provides routine training to stakeholders on various AML, ABC, and KYC-related agendas.
- Provide training to staff members on financial crime prevention policies and procedures.
- Worked as a Financial crime QA and KYC SME for clients like a tier 1 bank, an Asset Manager, and a Broker Dealer using various document management systems and AI tools such as GCARS, FENERGO, OneKYC, Accuity, Worldcheck, Nexis Lexis, Dow Jones, etc.
- Raising any risks, issues, and any best practice process improvement ideas to management to take forward as part of weekly and monthly Governance meetings to streamline processing.
- Handled corporate communications, enhancing company reputation.
- Led project teams to ensure timely delivery of high-quality output.
Financial Crime Compliance SME, Team Lead
Ghana International Bank Plc
04.2021 - 07.2022
- Quality Control across trade operations, ensuring all relevant checks on TRA, T24, DSX report and Screening checks are completed against the transactions as per service levels expectations.
- Leading Trade team for remediation project under S166.
- Identify and raise any financial crime trends/ concerns or control weaknesses with relevant stakeholders. This also includes a proposal to improve and implement effective control improvements.
- Collaborate and implement standard AML procedure and best practice in areas of responsibilities.
- Ensure accuracy of monthly MI by identifying Red Flags and inherent/ emerging Risks.
- Conduct thorough risk assessments and stay up to date with emerging financial crime trends.
- Assist in the development of action plans to reduce errors and minimise risk by conducting regular training for Bank's staff.
- Manage escalation procedure and escalation log for the trade department.
Financial Crime Compliance SME, Quality Assurance
Bank of Baroda (UK) Ltd
07.2020 - 04.2021
- Part of 2nd line of defence function working as AML QA in remediation project (Bank Under Sec. 166) and Compliance BAU oversight.
- Part of the team was involved in creating AML frameworks, training modules and implementation procedures.
- Sanctions/ PEP/ Enforcement Screening analysis - Managing escalated alerts resulting from the screening of new and existing clients.
- Provide inputs related to root cause analysis for common fails, assist to promote active learning and development workshops and 12-1 training sessions to 1st line of defence, QC teams and branch heads.
Financial Crime Compliance SME, Quality Assurance
Canara Bank (Erstwhile Syndicate Bank)
London, UK
10.2019 - 06.2020
- Completed 2nd and 3rd reviews (4 and 6 eye-checks) as well as documentation assurance whilst ensuring information is current and consistent across periodic reviews for all Accounts. (Remediation project for Bank under Sec. 166 and compliance BAU oversight).
- Worked through the QA process and liaised with the key business stakeholders to confirm and document the monitoring issues/ actions and keeping up to date with current affairs in the compliance/ financial crime sector stemmed from global regulations, additionally preparing compliance/ AML MI for the board.
- Collaborated with compliance team while implementation of regulatory policy and procedure in the Bank.
- Horizon scanning to detect any potential change, threat, and opportunity in the Regulatory environment.
Credit Analyst
Union Bank of India
London, UK
05.2015 - 10.2015
- Appraised credit worthiness and prepared proposals for Business Banking customers.
- Analysed credit and financial information of individuals/ companies to assess risk.
- Prepared reports based upon the finding to make decisions on lending and credit worthiness of applicants.
Senior Trade Finance Consultant
Lanco International Pte Ltd
Singapore
10.2011 - 04.2012
- Handled various trade products like back-to-back Line of Credit (LC), LC confirmation, various export trade documents, Bank guarantees, export payments and import payments.
- Handled the preparing and checking of trade export documents and import LCs.
- Liaised with local and overseas Banks in Singapore regarding company trade and cash transactions.
- Monitored the swift messages received and sent by the banks on behalf of the company.
Senior Trade Finance Analyst
Standard Chartered Bank
, India
05.2007 - 02.2011
- Managed import- export and local transactions for Overseas Business Units of diverse high valued clients such as Unilever, Tata Consultancy Services, Thermax, Tetra Pak, Suzlon, Bajaj Auto, Ventura, Reliance India.
- Handled various trade and Cash products like issuance of Letter of Credit (LC), Standby LC, Bank Guarantees, Bank Releasing Orders, issuance of Foreign Inward Remittance Certificates (FIRC), Buyer's credit, External Commercial Borrowings, Bill discounting, LC advising, PCFC, Factoring and merchant trade.
Account and Client Onboarding Analyst
ICICI Bank Ltd.
, India
01.2005 - 01.2007
- Extensive experience in interbank payments systems like National Electronic Fund Transfer (GIRO), Real Time Gross Settlement, cash management system and interbank cheque clearing.
- Worked on Finacle Customer Requisition Management system.
- Implemented KYC norms during account on-boarding process.
Education
Certificate of Higher Education - Advanced Certificate in Regulatory Compliance
International Compliance Association
London 03.2020 - 12.2020
Master of Business Administration - Finance
Vikram University
Ujjain, India 06.2002 - 06.2004
Diploma of Higher Education - Anti Money Laundering
International Compliance Association
London 03.2021 - 03.2022
Skills
- Ethical compliance
- Staff coaching and mentoring
- Customer relationship management software
- Executive decision-making
- Decision-Making aptitude
- Risk management proficiency
- Cross-Functional team lead
- Time management efficiency
- Team building prowess
- Quality assurance procedures
- Advanced Excel
- Compliance regulations
- Compliance audits
- New technology rollout
- Performance tracking and evaluations
- Team Leadership
- Product knowledge
- Project Management
- Quality Assurance
- Regulatory compliance
- Microsoft Office Suite
- Process Improvement
- Enterprise resource planning system
- Resilience and persistence
Certification
- PRINCE2 Certified
Timeline
Financial Crime Compliance SME, AVP
Delta Capita
08.2022 - 06.2025
Financial Crime Compliance SME, Team Lead
Ghana International Bank Plc
04.2021 - 07.2022
Diploma of Higher Education - Anti Money Laundering
International Compliance Association
03.2021 - 03.2022
Financial Crime Compliance SME, Quality Assurance
Bank of Baroda (UK) Ltd
07.2020 - 04.2021
Certificate of Higher Education - Advanced Certificate in Regulatory Compliance
International Compliance Association
03.2020 - 12.2020
Financial Crime Compliance SME, Quality Assurance
Canara Bank (Erstwhile Syndicate Bank)
10.2019 - 06.2020
Credit Analyst
Union Bank of India
05.2015 - 10.2015
Senior Trade Finance Consultant
Lanco International Pte Ltd
10.2011 - 04.2012
Senior Trade Finance Analyst
Standard Chartered Bank
05.2007 - 02.2011
Account and Client Onboarding Analyst
ICICI Bank Ltd.
01.2005 - 01.2007
Master of Business Administration - Finance
Vikram University
06.2002 - 06.2004
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