BILAAL EMRITH

Corporate finance

• Spearheaded the quarterly reporting process. Improved productivity by designing and implementing automated Excel reporting packs - generating comprehensive reports, including variance analysis between forecasted and actuals, reducing report generation time by over 60%.
• Created detailed multi layered Excel models, such as Valuation models using Capitalization Rate, Discounting Cashflows (DCF) and detailed Global Cash Projections. Leveraging and enhancing my Excel competence.
• Responsible for collecting and calculating relevant up to date data on all key metrics of investments, including Loan to Value ratio (LTV), Net Operating Income (NOI), valuations and Interest Coverage Ratio (ICR). To be uploaded on company wide database used by senior management team for evaluation of performance.
• Managed movement of cash between entities to ensure healthy cash balance to meet operational needs . Performed monthly bank reconciliations, to ensure accurate record keeping. Reduced monthly variances to zero by implementing my new reconciliation templates, enhancing my attention to details and ability to manage large datasets.
• Monitored upcoming debt payments, drafted, and obtained signature for transfer instructions in a timely manner to enable debt servicing. Provided documentation required by accountants and facilitated the preparation of financial statements for SPVs, improving my stakeholder management and time management.

Asset Management

• Co–managed a £160 million real estate portfolio, comprised of Commercial, light industrial and residential real estate. Managed stakeholders such as property and SPV managers for European investments – leveraging my fluency in French.
• Forecasted Rental income, monitored rent collections monthly and performed variance analysis to monitor performance of assets and adherence to forecasts. Involved in credit monitoring and issued authorisation on collections processes, on behalf of Sidra.
• Applied for planning permission to enable the implementation of planned capital expenditure and development/value – add projects. Reviewed and approved new leases to be signed. Instructed external legal team to take delinquent tenants to tribunal if required.

• Worked on-site at the client offices to audit the LEAL & Co group in Mauritius, assisting in the preparation and modeling of financial statements, including the Statement of Financial Position, Profit and Loss Statement, and Statement of Cash Flows.

• Shadowed an analyst while studying the fundamentals of Islamic trade financing and exploring the key differences between Islamic and traditional banking systems.