- Playing cricket and Chess
- Following geo politics and news channels
BHARATHKUMAR KAVVA
KARIMNAGAR
Summary
Risk and fraud control manager with extensive experience at IDFC FIRST BANK, specializing in operational risk management and compliance monitoring. Expertise in stakeholder engagement and data analysis led to the successful implementation of strategies that improved operational efficiency and reduced risks. Proven ability to resolve critical issues promptly while promoting a culture of excellence.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Area Branch Oversight and Controls Manager
IDFC FIRST BANK KTD
Hyderabad, India
2022.12 - Current
- Reviewed credit applications and performed credit checks following evaluation procedures.
- Conducted sensitivity analyses to evaluate the potential impact of various risk factors on credit portfolios.
- Analysed and assessed financial statements and credit history of existing and potential clients.
- Identified, investigated, and reported fraud or misappropriation in any context.
- Flagged early warning signals in portfolios and identified process gaps.
- Worked closely with senior Bankers and senior Credit Officers to coordinate restructuring and valuation processes, assessing likely restructuring scenarios.
- Escalated critical issues requiring immediate attention to the business team.
- Reviewed SOPs, policies, and compliance from an operational risk perspective.
- Prepared business operational risk decks, tracking and closing operational risk issues and events.
- Managed operational risk events, ensuring timely completion of preventive and corrective actions.
- Participated in the development of credit policies and guidelines, ensuring compliance with industry regulations and standards.
Branch Operations Manager
Kotak Mahindra Bank Ltd
BHUPALAPALLI, INDIA
2020.05 - 2022.12
- Delivered customer service for balance inquiries, transaction confirmations, and NEFT/RTGS processing.
- Managed customer requests and resolutions within specified turnaround times.
- Monitored branch suspense accounts; investigated suspicious transactions for AML compliance.
- Managed customer bank accounts by opening, closing, and updating details as needed.
- Resolved complex customer complaints and queries, providing effective solutions.
- Oversaw daily operations in banking, ensuring accuracy in transaction processing and financial reconciliations.
Assistant Manager
ICICI Bank
peddapalli, INDIA
2015.09 - 2020.05
- Authorized branch operations and sales activities to ensure compliance with company policies.
- Oversaw and approved branch sales transactions, maintaining accuracy in financial operations.
- Implemented sales strategies that generated a 15% increase in branch sales revenue.
Education
B.Tech/B.E. - ECE
Indur Institute of Engineering And Technology
Siddipet2013-06
XIIth | MPC
Alphores Junior College
Karimnagar2009-03
Xth - SSC
Vidyodaya High School
Jammikunta2007-04
Skills
- MS Office and Excel
- Operational risk management
- Fraud investigation
- Compliance oversight
- Stakeholder engagement
- Credit and risk assessment
Certification
IRDA, 11/27
Total Work Experience
10 Years
Languages
- English
- Hindi
- Telugu
Interests
Accomplishments
- Received Certificate of Excellence for the financial year 2017-18 from Rural Business Head ICICI BANK LTD.
- Received an Appreciation Certificate from the NATIONAL HEAD for the Year-2021-22, Kotak Mahindra Bank Ltd.
Timeline
Area Branch Oversight and Controls Manager
IDFC FIRST BANK KTD
2022.12 - Current
Branch Operations Manager
Kotak Mahindra Bank Ltd
2020.05 - 2022.12
Assistant Manager
ICICI Bank
2015.09 - 2020.05
B.Tech/B.E. - ECE
Indur Institute of Engineering And Technology
XIIth | MPC
Alphores Junior College
Xth - SSC
Vidyodaya High School