Results-driven Relationship Manager with exemplary leadership, time management and analytical skills. Well-versed with customer relationship management practices and strategies to achieve results. Responsible professional willing to exceed expectations and consistent in winning strategies.
Overview
22
22
years of professional experience
9
9
years of post-secondary education
Work history
Relationship Manager, Public Sector Group
First Bank of Nigeria Limited
Uyo, Akwa Ibom State, Nigeria
04.2020 - 10.2023
Exceeded sales and revenue targets by over 300% through tailored product recommendations to clients and effective pricing.
Maximized revenue by cross selling multiple financial product offerings and value chain transactions to drive efficiencies.
Reactivated dormant and managed long-term customer relationships to increase revenue.
Conducted in-depth client visits and periodic business reviews to sustain customer satisfaction.
Negotiated several mutually beneficial transactions for clients and FirstBank
Generated new leads through online research and cold calling on preselected clients.
Identified and developed new business opportunities, expanding existing client bases to increase market share
Cross-sold products and services to complement decision making process and improve clients satisfaction.
Addressed enquiries and resolved complaints and issues.
Scrutinized clients' business records, finding opportunities to improve performance.
Advised customers on product upgrades and rollouts.
Business Manager, Retail Banking Group
First Bank of Nigeria Limited
Obudu, Cross River State
04.2019 - 04.2020
Grew a Deposit portfolio from N1.8billion to over N2.1billion; and a Loan Portfolio from N60million to over N105million in 11 months.
Acquired over 250 new customers through improved conversion techniques.
Identified market demands and consumer trends to increase customer base and retention rates.
Increased new business connections and revenue generation opportunities by improving networking strategies.
Managed and motivated 10 direct reports to achieve performance outcomes and maximize productivity.
Reviewed sales and expense records to make proactive adjustments to policies and procedures.
Improved financial inclusion matrix through increased Agency banking from 12 Agents to 52 Agents enrolled for operations within 11 months
Relationship Manager , Retail Banking Group
First Bank of Nigeria Limited
Calabar, Cross River State, Nigeria
02.2016 - 04.2019
Initiated and structured the maiden First Traders Loan as a credit solution to SMEs in Cross River State
Grew Deposit portfolio from about N600million to over N1.5billion; and loan portfolio to over N200million from N40million within 2 years.
Exceeded sales targets by delivering high call volumes and tailored product recommendations.
Cross-sold products and services to complement decision making process.
Identified at-risk clients, taking necessary action to maximize retention.
Identified and developed new business opportunities, expanding existing client bases.
Retained customers with multi-channel engagement strategy.
Served as primary point of contact for portfolio of various clients.
Business Manager, Retail Banking Group
First Bank of Nigeria Limited
Calabar Iman Junction, Cross River State, Nigeria
03.2014 - 02.2016
Improved Branch overall profitability score and efficiency from 56% to 86% in 9 months as at December 2014
Grew the branch liability portfolio from N876million to about N1.1billion in 9 months
Increased new business connections and revenue generation opportunities by improving networking strategies.
Boosted customer satisfaction scores through fast and knowledgeable issue resolution.
Capitalised on industry and marketplace trends to enhance sales solutions and approaches.
Reviewed sales and expense records to make proactive adjustments to policies and procedures.
Improved long-term prospecting, strategy development and customer engagement by implementing successful growth strategies.
Relationship Manager, Retail Banking Group
First Bank of Nigeria Limited
Ndidem Usang Iso, Calabar, Cross River State
10.2008 - 03.2014
Marketing of First Bank's products and Services; Liability generation and Quality Risk Asset Creation
Marketing of Alternative channel products (E-Business products) to affluent and SME customers
Monthly reviews of Liability and Risk Asset Portfolio
Monthly review of Key Business Performance Indicators
Product/Sales presentations to Groups, Associations, and Companies
Issues resolutions for internal and external customers
Business Advisory services to HNI, SME and Affluent customers
First Traders Solution Product champion
Journey with customers from first time engagement through challenges to ensure excellent customer experience and successes in their businesses
Direct management of High net-worth and SME customers and their supply chains
Create models for profitable engagement with customers from marketing leads of each client to customer loyalty retention, taking into account key actions required and timescales
Collaborate with relevant business units and products teams to ensure required products and services are available to meet customers' expectations at all times
Work with Transaction Banking and product engines to develop customer centric financial solutions based on customers' unique needs and businesses
Manage multiple Infrastructure, products deployment and presentations projects ranging in size and timescale expectations
Provide hand-holding trainings to customers on use of alternative channels and self-service platforms as deployed for efficient/effective service delivery and rewarding customer experience
Collaborate with internal and external stakeholders to ensure project timescales are met within agreed Turn-around time and SLAs
Manage cross-segment customers and ensure smooth handover to appropriate business units within approved timelines
Provide premium service delivery during all engagement with customers, ensuring customer needs are understood, prioritized and met within satisfying timelines.
Marketing Executive/Acting Analyst
INDUSTRIAL AND GENERAL INSURANCE CO. LTD
EKET
08.2003 - 09.2008
Marketing of Life and Non-Life Insurance Policies
Relationship Management.
Monitored market trends to remain ahead of competitors, consistently meeting client demands.
Conducted market research to identify key customer segments and target audiences.
Coordinated promotional activities and trade shows to increase brand visibility.
Planned and executed commercial events designed to boost campaign awareness.
Spearheaded lead generation activities to promote brand awareness and interest within target market.
Discussed strategic decisions with internal and external stakeholders, leveraging expertise across disciplines.
Physics Teacher
National Youth Service Corps
Army Day Secondary School. Ngwaogu, Ebonyi State, Nigeria
01.2002 - 12.2002
Teaching Physics to Senior Secondary School Students
Motivated students to pursue and achieve personal goals.
Demonstrated Physics concepts and practical to reinforce learning.
Assessed and tracked student performance, attendance and attitude across different classes.
Employed different tools to deliver Physics curricula to students.
Created curriculum-focused activities to supplement academic materials.
Supervised laboratory activities and enforced safety standards to minimise accidents.
Prepared equipment and laboratories for experiments and examinations.
Worked with administrative staff in requisitioning and maintaining equipment stock.
Coached Physics students to improve comprehension and academic results.
Prepared students for exams by issuing Physics assessments and quizzes.
Identified below-target learners and tailored revision sessions to help students reach target grades.
Education
Master of Science - Hydrogeology
University of Calabar
Calabar, Nigeria
03.2016 -
Diploma of Higher Education - Business Management
University of Calabar
Calabar, Nigeria
09.2011 - 12.2012
Certificate of Higher Education - Entrepreneurship
Harvard University (Harvard Business School
Boston, United States of America
01.2021 - 02.2021
Certificate of Higher Education - Negotiations
University of Michigan
United States of America
09.2020 - 10.2020
Certificate of Higher Education - Digital Marketing
Google Academy
United State of America
08.2020 - 09.2020
West African Senior School Certificate -
Presbyterian Senior Science School
Ididep-Ibiono Ibom, Akwa Ibom State Nigeria
09.1992 - 06.1994
First School Leaving Certificate -
Central Primary School
Ikeja, Lagos Nigeria
09.1984 - 09.1990
Skills
Good Team Player with demonstrable strengths and passion in Presentation, Communication, Relationship Management and negotiations Competent in Credit appraisal, structuring, processing, documentation and monitoring Passionately result oriented on tasks/responsibilities A good strategist
Business development
Customer service
Salesforce
Investment planning
Business continuity planning
Prospecting
Process improvement
Account acquisition
CRM technologies
Sales pipeline management
Investment advice
Interests
Sales, Relationship Management, Business Analysis and Development, Credit Structuring and Analysis, Research on the internet, Strategy development, Presentations, Meeting people and Traveling.
Languages
English
Upper intermediate (B2)
Work availability
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Sunday
morning
afternoon
evening
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Quote
Almost everything worthwhile carries with it some sort of risk, whether it’s starting a new business, whether it’s leaving home, whether it’s getting married, or whether it’s flying into space.
Chris Hadfield
Timeline
Certificate of Higher Education - Entrepreneurship
Harvard University (Harvard Business School
01.2021 - 02.2021
Certificate of Higher Education - Negotiations
University of Michigan
09.2020 - 10.2020
Certificate of Higher Education - Digital Marketing