Aurelien Cedric ONDOUA
London
Summary
Analytical Junior Credit Analyst with a solid background in investment and finance. Proven experience assessing the creditworthiness of businesses, skilled in risk analysis, financial analysis, and regulatory compliance. Strong abilities in quantitative reasoning, business acumen, and data interpretation combined with keen attention to economic trends. Fully bilingual in French and English, enabling effective communication in diverse business environments and across international markets.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Junior Credit Analyst
Bicec Bank
Douala
02.2022 - 11.2024
- Ensured the completeness of credit documentation submitted to credit committees, in line with internal standards.
- Assessed industry and market trends to evaluate borrowers’ competitive positioning, and sector-specific risks.
- Applied internal credit-scoring tools to rate over 30 corporate clients, enhancing risk visibility.
- Verified regulatory compliance of client documentation, ensuring 100% adherence to internal credit policy.
- Gathered and synthesized critical financial and operational data to support credit decision-making.
Commercial Attachee
BPCE Financement (Natixis)
Paris
09.2018 - 08.2019
- Promoted consumer credit solutions (personal loans, revolving credit) within BPCE banking networks to drive sales growth.
- Evaluated clients' financial profiles and identified potential risks, leading to a reduction in loan defaults.
- Developed and presented customized financial products, resulting in an increase in product uptake among clients.
- Implemented strategies that reduced late payments, and minimized escalation to debt collection processes.
- Managed and resolved over 10 customer complaints monthly, achieving a resolution rate of 70%.
Education
Master of Science - Investment And Finance
Middlesex University
London, UK09-2021
Bachelor of Science - Banking And Finance
Middlesex University
London, UK06-2018
Skills
- Teamwork
- Attention to detail
- Time management
- Risk management
- Financial analysis
- Data analysis
Certification
- Python For Finance: Investment Fundamentals and Data Analytics, Udemy, 2024, Certification is relevant as it equips you with essential Python skills for financial data analysis, modeling, and investment strategies.
- Strategic Leadership Management: Chartered Management Institute, 2022, Certified in Strategic Project Management and Applied Research for Strategic leader.
- Bloomberg Market Concept, 2016, Certified with Strong foundation in financial markets, investment analysis, and Bloomberg Terminal usage.
Languages
English
Full Professional
French
Native/ Bilingual
References
References available upon request.
Timeline
Junior Credit Analyst
Bicec Bank
02.2022 - 11.2024
Commercial Attachee
BPCE Financement (Natixis)
09.2018 - 08.2019
Master of Science - Investment And Finance
Middlesex University
Bachelor of Science - Banking And Finance
Middlesex University
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