Internal Audit Intern
Aneja Associates
Mumbai, India
08 2024 - Current
- Internal Audit & Risk Management Professional | NBFCs | Digital Lending | Compliance | Credit Underwriting
- Key Expertise & Achievements: Internal Audit Leadership: Managed internal audits for leading NBFCs—Aditya Birla Finance Limited, Tyger Capital Private Limited (formerly Adnai Capital), and 360One WAM.Expertise in the full audit lifecycle, from data requests to final reports and ACM deck presentations.
- Credit Underwriting & Risk Assessment:
In-depth knowledge of credit underwriting parameters and risk models.
Skilled in assessing borrower drawing power for sound financial decision-making. - Digital Lending & Fintech Exposure: Hands-on experience in high-pressure, technology-driven financial products. Strong understanding of API-based lending ecosystems and risk mitigation strategies.
- Regulatory & Compliance Expertise:
Ensured compliance with RBI guidelines on outsourcing, digital lending, KYC, Fair Practice Code, and Fair Lending Practice Code.
Well-versed in NBFC regulatory frameworks and risk management best practices. - Tech-Driven Risk Management:
Familiar with API functionalities and their associated risks in NBFCs.
Proactive in adapting to digital transformation trends in financial services. - Multi-Product Exposure:Extensive experience with Financial Entities (FE) & Commercial Vehicles (CV), Supply Chain Finance (SCF), Loan Against Securities (LAS), and Loan Against Property (LAP).
- Cross-Functional Expertise:
Managed vendor relationships, collections, legal functions, and CA insurance certifications.
Ensured process efficiency and regulatory alignment across functions