Archana Gupta

1. Credit Analysis: Conducted in-depth credit analysis to assess the creditworthiness of loan applicants, including individuals and businesses.
2. Risk Assessment: Evaluated and identified potential risks associated with loan applications, ensuring compliance with regulatory and bank policies.
3. Financial Statement Analysis: Reviewed financial statements, tax returns, and other relevant documents to determine the applicant's financial health and repayment capacity.
4. Due Diligence: Conducted due diligence on loan applicants, verifying the accuracy of information provided and assessing collateral if applicable.
5.Credit Scoring: Utilized credit scoring models to evaluate loan applications and recommend appropriate loan structures and terms.
6. Documentation: Prepared and reviewed loan documentation, ensuring all necessary legal and regulatory requirements were met.
7. Client Communication: Provided excellent customer service by effectively communicating with loan applicants, offering guidance, and information, and addressing inquiries throughout the application process.
8. Customer Relationship Management: Nurtured positive relationships with customers, serving as a point of contact and ensuring a high level of customer satisfaction.
9. Regulatory Compliance: Maintained a strong understanding of industry regulations and ensured that all loan applications adhered to legal requirements and bank policies.
10. Team Collaboration: Collaborated with colleagues, including Relationship Managers and Underwriters, to streamline loan approval processes and improve efficiency.