Ankon Ghosh
Kolkata
Summary
Accomplished Data Scientist with extensive experience in leveraging machine learning and data analytics to drive strategic decision-making across the banking and financial sectors. Eager to explore, improvise and overcome new challenges.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Data Scientist
Reserve Bank of India
Mumbai
06.2024 - Current
- Performed a forward looking comparative analysis of sensitivity of four widely recognized safe haven assets against geopolitical risk. Volatility of safe haven assets are simulated in response to increasing levels of geopolitical risk, and used to calculate sensitivity of these assets. The findings were published in the RBI Bulletin for December, 2025.
- Created a tool to identify unusual behaviors in the credit disbursal data reported through Basic Statistical Returns. The tool allows users to analyse data at different granular levels and reports unusual behaviors along with indicators driving such behavior, thus facilitating efficient monitoring of credit flow through the banking sector.
- Drafting a framework on the adoption of AI in central banks. This policy framework covers aspects of AI adoption like governance, infrastructure needs, human resource management, and risk management with regards to AI.
Manager - Decision Science
HSBC
Kolkata
01.2022 - 05.2024
- Redeveloped a logistic regression model with additional data to assist in decision making for loan renewals for existing customers.
- Performed analysis of strategy rules devised by business to segregate the same default loan renewal applications and reported their performance.
- Created a dashboard using python for scenario analysis, showing the results on application of user selected strategy rules (including model results) on given set of loan renewal applications.
- The users can select strategy rules and adjust thresholds thereof to see the performance and detailed analysis on the same.
- Creating a replicable dashboard for the purpose of monitoring deployed model using python.
- The dashboard reflects performance of the model on its Strength, Stability, and Accuracy on progressive performance periods.
- Users can check this dashboard to monitor the health of a deployed model and decide on course of action in case of unacceptable performance of the model.
Data Scientist
Jio Platforms Ltd.
Navi Mumbai
07.2019 - 12.2021
- Created an Objective-Oriented Pricing Engine to prescribe the price of Petroleum Product, with consideration of price of the same product at a competition outlet.
- The engine aims at volume maximization or margin maximization, to squeeze out unrealized profit from the market.
- Devised and deployed a novel method which satisfies both distance and demand constraints effectively to beat and replace a manual routing system for product distribution network.
- Creating a Market Share Prediction Tool which allows users to visualize, simulate features and obtain possible market share of new outlets introduced to trading areas of choice throughout India.
- A subsidiary of Reliance Industries
Associate
PricewaterhouseCoopers Pvt. Ltd.
Kolkata
08.2018 - 06.2019
- Worked on cutomer retention for a private bank. Used mutliple machine learning methods to predict customer retention and compared their efficiency.
Education
Bachelor of Science - Statistics
Calcutta University
Kolkata, IN-WB2016
Masters in Applied Statistics and - Informatics
Indian Institute of Technology
01.2018
Skills
- Python
- Machine Learning
- PyDash
- MATLAB
- Data analytics
- Data visualisation
Languages
English
Advanced
C1
Bengali
Proficient
C2
Hindi
Intermediate
B1
Certification
Financial Risk Manager Part I
Global Association of Risk Professionals
Timeline
Data Scientist
Reserve Bank of India
06.2024 - Current
Manager - Decision Science
HSBC
01.2022 - 05.2024
Data Scientist
Jio Platforms Ltd.
07.2019 - 12.2021
Associate
PricewaterhouseCoopers Pvt. Ltd.
08.2018 - 06.2019
Bachelor of Science - Statistics
Calcutta University
Masters in Applied Statistics and - Informatics
Indian Institute of Technology