Ali Umair
Treasury/Payments Specialistr
Manchester
Summary
A highly skilled professional with expertise in Acquiring Payments, Treasury, and Business Change. Advanced Excel user with strong operational awareness and a proven track record in process improvements and strategic initiatives. Proactive, adaptable, and dependable, thriving in fast-paced environments. Excellent organisational, communication, and interpersonal skills, with the ability to deliver high-quality results under pressure and contribute to team success.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Business Analyst
Worldpay/FIS
Manchester
07.2021 - 04.2025
- Designed and implemented structured change management plans to support successful delivery of projects and transformation initiatives
- Assessed the impact of organisational changes, identifying key areas of influence across people, processes, and systems
- Identified potential risks and developed robust mitigation strategies to ensure smooth transitions
- Anticipated and managed resistance to change through targeted engagement and support strategies
- Led change management workstreams using structured methodologies and best practices
- Supported the creation and delivery of clear, effective communication strategies aligned with change initiatives
- Defined key success metrics and tracked performance to ensure change objectives were met
- Delivered regular reporting and updates to senior leadership and project stakeholders
- Applied strong conflict resolution and negotiation skills to align stakeholders and drive outcomes
- Successfully managed multiple projects and competing deadlines in fast-paced environments
- Championed continuous process improvement and innovation to drive operational efficiency
Treasury Analyst
Worldpay
Manchester
11.2019 - 07.2021
- Monitored account balances across multiple banks and currencies to ensure adequate liquidity
- Managed daily cash flows, proactively initiating FX deals when necessary to optimize funding
- Collaborated with internal teams to ensure timely availability of funds
- Utilized treasury management systems to track and account for all funding movements
- Led several projects focused on improving forecasting accuracy and efficiency
- Oversaw user access and permissions across various banking platforms
- Responsible for forecasting across 14 currencies, managing up to £500 million in funds
- Performed daily forecasting and reconciliation of over 50 accounts
- Ensured continuous monitoring of account balances across multiple currencies to support business operations
- Analsyed financial patterns and made accurate predictions.
Payments Technical Lead
Worldpay
Manchester
03.2017 - 11.2019
- Responsible for the technical operations of the Acquiring Payments team, ensuring all SLAs and payment deadlines are consistently met
- Controls reviewed regularly to mitigate risk and maintain compliance
- Involved in recruitment efforts—reviewing candidates and ensuring vacancies are filled with the right skills and experience
- Acted as team representative in new projects, identifying risks, recommending process improvements, outlining technical requirements, and leading testing and implementation phases
- Participation in project working groups, audits, relationship manager visits, and workshops to explain processes, address issues, and resolve queries
- Ensured all controls are up to date, including LOAs, mandates, user access, AYIC checks (with action plans for any failures), and regular procedure reviews
- Designed and implemented multiple process improvements resulting in time and cost savings, including reduction in FTE
- Key contributor to the Brexit readiness project, managing customer migrations, account mapping, funding routes, and merchant banking details
- Served as SME in project workshops, testing, delivery, and post-live support
- Cleared over 1,000 reconciliation breaks following a major project implementation
- Supported Tier 1 clients such as Google and Apple, ensuring all ad hoc requirements were delivered effectively
- Played a role in various automation initiatives aimed at reducing manual processes and improving operational efficiency
Payments Analyst
Worldpay
Manchester
10.2015 - 03.2017
- Executed multi-billion-pound customer transactions via BACS, CHAPS, and international payment channels in 15 currencies, reaching over 40 countries globally
- Reconciled accounts to ensure timely and accurate settlement of merchant funds
- Operated within a high-volume transaction environment, consistently meeting tight and high-pressure deadlines
- Interpreted complex financial data to support decision-making, contributing to the successful processing of over £80 billion in customer payments in 2016
- Acted as a dedicated training partner within the payments team, responsible for upskilling both new and existing staff
- Collaborated closely with risk, settlements, and reconciliations teams, as well as relationship managers, to support the onboarding of new clients
- Provided technical expertise and support across multiple projects, working cross-functionally to ensure seamless project delivery
Compliance Analyst
Acrobat Carbon Services
Manchester
03.2014 - 08.2015
- Reviewed and verified key documentation including surveyor reports, technical surveys, EPCs, and client engagement forms to ensure accuracy and compliance with regulatory standards
- Ensured consistency of dates and data across documents, uploading all information accurately into internal systems and spreadsheets
- Maintained strict adherence to regulatory requirements and partner company policies (including SSE, Npower, and British Gas), as well as the Data Protection Act
- Coordinated with customers to schedule surveyor inspections and followed up with clients, surveyors, and installers to obtain any missing information
- Managed a wide range of document types, such as income support evidence, property deeds, land registry documents, JSA forms, tenancy agreements, and energy certificates
- Worked effectively under pressure to meet tight deadlines for partner organisations
- Performed general administrative tasks including scanning, filing, call handling, resolving queries, data entry, spreadsheet management, and email correspondence via Outlook
Education
GCSE - 11
A-LEVEL - 3
SCRUM Certification - undefined
Skills
Communication competency
Languages
English
Proficient (C2)
Urdu
Proficient (C2)
Punjabi
Proficient (C2)
Software
Excel
Power Query
Certification
Scrum Certification
References
References available upon request.
Timeline
Scrum Certification
08-2024
Business Analyst
Worldpay/FIS
07.2021 - 04.2025
Treasury Analyst
Worldpay
11.2019 - 07.2021
Payments Technical Lead
Worldpay
03.2017 - 11.2019
Payments Analyst
Worldpay
10.2015 - 03.2017
Compliance Analyst
Acrobat Carbon Services
03.2014 - 08.2015