Takes on challenging new role harnessing interpersonal skills, collaboration and problem-solving. Driven to deliver high-quality service and consistent results.
Overview
17
17
years of professional experience
1
1
year of post-secondary education
1
1
Certification
Work history
ACCOUNT OFFICER
LAND BANK OF THE PHILIPPINES
MANILA , PHILIPPINES
2022.03 - 2026.02
Maintained a healthy loan portfolio through effective marketing and accounts management
Evaluated and processed loan accounts (housing, mortgage and vehicle) and formally submit for approval for further action to the next unit within the rating period
Converted approved loan accounts into booked loans through client commitment after approval and speed of follow-through
Expanded the client base and developed new business opportunities through marketing initiatives, partnerships and real estate developer tie-ups
LOANS AND CREDIT PROCESSOR
LAND BANK OF THE PHILIPPINES
MANILA, PHILIPPINES
2018.02 - 2022.02
Conducted regular follow-ups with customers for timely loan repayments thru call-ups and sending of collection letters.
Managed a large portfolio of clients for successful loan and all risk and mortgage redemption insurance collections.
Assisted in debt recovery, achieving improvement in overall portfolio health.
Improved loan recovery with consistent follow-ups on delinquent accounts.
Endorsed delinquent accounts to Remedial Department for the foreclosure of the collateral property.
ACCOUNT ASSISTANT
LAND BANK OF THE PHILIPPINES
MANILA, PHILIPPINES
2016.05 - 2018.01
Assisted the Account Officer in loan documentation and signing of loan documents with the Borrowers
Accepted pre-release requirements (mortgaged title, tax delclaration) from the Borrowers
Prepared documents needed for the booking of loan accounts
Ensured timely completion of all loans with consistent follow-ups on pending documents.
Prepared detailed reports on loan statuses, aiding managerial oversight and strategy planning.
BOOKKEEPER
LAND BANK OF THE PHILIPPINES
MANILA, PHILIPPINES
2012.03 - 2016.04
Remittance of Bureau of Internal Revenue's (BIR) tax collections to the National Treasury
Prepared daily and monthly reconciliation reports and made adjustments thru credit and debit memorandum
Coordinated with the Bank Branches the submission of their tax collection reports
Prepared and sent Notice of Findings to Branches
Attended meetings with various departments and government agencies
GENERAL CLERK
BANK OF THE PHILIPPINE ISLANDS
BAGUIO CITY, PHILIPPINES
2011.03 - 2011.08
Assisted in customer satisfaction with swift handling of inquiries and complaints.
Prepared housing and vehicle loan documentation, ensuring all files were up-to-date and readily available.
Completed tasks promptly and efficiently under little supervision, displaying excellent time management skills.
OFFICE ASSISTANT
TRUST INTERNATIONAL PAPER CORPORATION
MABALACAT, PAMPANGA, PHILIPPINES
2010.03 - 2011.01
Prepared Transfer and Delivery Receipts of outgoing paper products to be delivered to various suppliers
Prepared daily and monthly reconciliation reports
Reported to the Accounting Department the issued Transfer and Delivery Receipts
ACCOUNTING CLERK
BCNHS MULTIPURPOSE COOPERATIVE
BAGUIO CITY, PHILIPPINES
2009.08 - 2010.01
Posted daily loan transactions to the subsidiary ledger
Assisted the Accountant in gathering financial data for the preparation of Financial Statements
Submitted loan applications of various members to the Credit Committee for approval.
SERVICE CREW
MCDONALDS
BAGUIO CITY, PHILIPPINES
2008.09 - 2009.02
Delivered prompt service for enhanced customer satisfaction rate.
Minimised waste with careful food preparation and storage.
Upheld restaurant standards with thorough cleaning routines daily.
Followed health and safety regulations strictly to ensure compliance.
Education
Bachelor of Science - FINANCIAL AND MANAGEMENT ACCOUNTING
UNIVERSITY OF THE CORDILLERAS
BAGUIO CITY, PHILIPPINES
2008.06 - 2009.05
Skills
Accounting principles understanding
Anti-Money laundering regulations familiarity
MS Office 365 proficient
Mortgage application support
Loan Application Processing
Client confidentiality respect
Loan Origination Systems
Credit report interpretation
Loan packaging
Lender documentation
Driving
Car maintenance understanding
Fast food cooking
Affiliations
Guitar (acoustic, electric, bass) playing and tab reading
Sports activities such as Basketball, Biking, Billiards and Chess
Cooking
Travelling and visiting places
Certification
Career Service Professional granted by the
Philippines' Civil Service Commission
Languages
English
Fluent
Filipino
Native
References
References available upon request.
Timeline
ACCOUNT OFFICER
LAND BANK OF THE PHILIPPINES
2022.03 - 2026.02
LOANS AND CREDIT PROCESSOR
LAND BANK OF THE PHILIPPINES
2018.02 - 2022.02
ACCOUNT ASSISTANT
LAND BANK OF THE PHILIPPINES
2016.05 - 2018.01
BOOKKEEPER
LAND BANK OF THE PHILIPPINES
2012.03 - 2016.04
GENERAL CLERK
BANK OF THE PHILIPPINE ISLANDS
2011.03 - 2011.08
OFFICE ASSISTANT
TRUST INTERNATIONAL PAPER CORPORATION
2010.03 - 2011.01
ACCOUNTING CLERK
BCNHS MULTIPURPOSE COOPERATIVE
2009.08 - 2010.01
SERVICE CREW
MCDONALDS
2008.09 - 2009.02
Bachelor of Science - FINANCIAL AND MANAGEMENT ACCOUNTING
Chief Financial Officer (Majuba TVET College) at South African Institute of Chartered Accountants (SAICA); Then Permanently Employed by Dept. of Higher Education and TrainingChief Financial Officer (Majuba TVET College) at South African Institute of Chartered Accountants (SAICA); Then Permanently Employed by Dept. of Higher Education and Training
Chief Financial Officer/Business Expansion Manager at DR PHYSIQ HEALTH AND WELLNESS LTDChief Financial Officer/Business Expansion Manager at DR PHYSIQ HEALTH AND WELLNESS LTD