Accomplished finance professional with extensive expertise in Financial Planning & Analysis, Finance Business Partnering, and Internal Controls & Risk Management. Demonstrates strong skills in People Management, Stakeholder management, and Change implementation. Adept at delivering insightful Management reporting and conducting thorough Variance Analysis to support strategic decision-making. Known for exceptional Interpersonal communication and Conflict Resolution abilities, fostering effective collaboration across teams. Committed to driving business success through Customer orientation and Economic awareness.
Primary finance contact for portfolio of significant bank projects: IT Remediation, Data, T&D & Obsolescence, operational costs circa £100m.
Responsible for reporting an 'allocated' view of Santander UK Operations cost circa £2.4bn, single point of contact for any form of cost allocations within the bank.
Brief Summary: Expert in the end-to-end accounting process across three of the most significant payment areas of the bank; ‘Chaps & International Transfers,’ ‘Cash & ATMs’ and ‘Cheques.’ Oversight of 'Santander Operations', reviewing internal control accounts. Regularly challenged operational areas, collaboratively resolving high priority customer impacting issues within agreed SLA’s. High adherence to SOX controls, maintaining good relationships with external auditors. Fostered a culture of transparency in reporting.
Brief Summary: Consolidation of the retail bank 3/5yr Plan and forecast for P&L circa £3.8bn. Regularly reviewed the impact on profitability driven by new product propositions. Analysed key Budgeting / Planning metrics for use in EXCO and Board Presentations, regularly collaborated with marketing and finance teams. Continuous assessment against the bank’s overall strategy and impact on customer numbers. Key Achievements: Identified control deficiencies that almost understated £20bn of assets in the forecast. Implemented new models with controls to avoid misleading senior stakeholders.
Brief Summary: Income analyst for a significant range of asset and liability products such as Unsecured Personal Loans, Banking & Savings, and Mortgages. Provided insight to monthly variances vs Budget and Forecast for group reporting.
Brief Summary: Responsible for posting all accounting entries onto the general ledger systems - WALKER for the whole of Santander UK. Repetitive, manual intense work load required a high level of determination and good organisational skills.
Brief Summary: Challenging yet very rewarding role where excellent listening, communication and interpersonal skills were delivered to achieve the best outcomes for both the customer and Santander. Maintained a personal yet professional approach with customers to facilitate smooth transactions and debt collection efforts.
Brief Summary: Regular face-to-face interaction with customers, building long lasting trustful relationships. Obtained thorough yet essential understanding of all retail banking products. Provided excellent service at all times and expressed care, patience and empathy when handling customer interactions for a personalised experience.