Aamna Syeda Bukhari
Lahore
Overview
7
7
years of professional experience
6
6
years of post-secondary education
1
1
Certification
Work history
Relationship Manager - Corporate & Investment Banking
Faysal Bank Limited
2023.12 - 2026.02
- Managing Diversified Corporate Portfolio of PKR 12 Billion Sugar, Textile, Automation, Power, FMCG and Education Industry.
- Preparation and Processing of credit proposals/ renewals relating to assigned relationships in conformity with SBP’s Prudential Regulations and Bank’s Financing Policy Manual.
- Carry out financial analysis and credit risk assessment in conformity with Bank’s policy and SBP Prudential Regulations.
- Regular Meetings with customers to maintain and develop the business relationship and to market the services and products offered by the Bank including Cash Management services/ Supplychain Financing etc.
- Monitoring the latest developments related to the various related economic sectors of the portfolio and to report findings immediately to the relevant departments including business unit and Risk Management Group.
- Ensuring timely recovery of installments/ mark-up/ other bank charges etc.
- Completion of all Pre – Post sanction/disbursement formalities including execution of the charge/security/ legal documents relating to assigned credit relationships.
- Ensuring prompt regularization of deferrals within the approved period.
- Deepening the existing relationship with profitable clients through enhanced customer service.
- Development of sales strategies for identification and satisfaction of client’s financing needs.
Assistant Relationship Manager - Corporate & Investment Banking
Meezan Bank Limited
2022.05 - 2023.12
- Managing Corporate Portfolio of PKR 40 Billion operational in various sectors; Sugar, Automobile, Power, Textile and Cement Industry.
- Preparation of Credit Line Proposals (Annual/ Interim/ NTB cases) for all client base including Primary and Secondary analysis, Preliminary Assessment, Financial Analysis, Ratio Analysis, Integrated Analysis, Financial Forecasting and other necessary approval requests for existing and new clients.
- Executing working capital financing, trade financing, capex financing and structuring credit lines.
- Periodic Analysis of financial position of the existing clients.
- Execution of customer’s daily financing and trade transactions in coordination with internal departments including Treasury/ Credit Administration/ Trade/ PDSC/ RMG/ Legal to ensure adequate documentation pertaining to transaction and smooth operations of portfolio.
- Coordinating with internal Risk Department for queries regarding financing facilities.
- Execution of legal formalities and charge documents of existing and NTB clients.
- Drafting Process flows and ensuring adherence to laid out processes and procedures.
Intern
State Bank of Pakistan
2019.06 - 2019.07
- Developed understanding of:
- On-site Banking Inspection framework.
- Preplanning mechanisms.
- On-site Inspection processes.
- Working framework of different divisions of BID I & II including Basel Capital Accord Division, Quality Assurance Division, AML/CFT Division, Information System Inspection Division, Business Planning & Services Division and Special Investigation & Write-off Division.
- Examination of different departments residing in Conventional Banks, Islamic Banks, DFIs, Foreign Exchange Companies, MFBs, and Mutual Fund Ventures under Full scope and Thematic Inspection.
- Conduction of Credit Risk and Market Risk Assessment under Risk Based Supervision (RBS) and CAMELS approach.
- Preparation and scrutinization of Inspection Reports, Credit Surveillance Reports, Borrower Analysis Reports and Overdue Reports.
- Project Assigned:
- Working analysis of Bitcoin, Ethereum, Ripple, Bitcoin Cash and Litecoin, exploring Blockchain mechanism and assessing efficiency of Blockchain exchanges.
Education
BSc Hons - Accounting and Finance
Government College University
Lahore 2015.01 - 2019.01
Pre-Medical -
Punjab Group of Colleges
2012.01 - 2014.01
Certification
- Certificate in Commercial Credit (CICC), Moody's UK
- Advance Certification in AAOIFI Shariah Standards (ACSS), IBA Karachi
- Junior Associate of Institute of Bankers Pakistan (JAIBP)
- Islamic Banking Certification, Learning and Development Institute of Meezan Bank Limited
Accomplishments
- Gold Medalist of BSc Hons. (Accounting and Finance) (Session 2015-2019).
- Academic Roll of Honor for securing highest CGPA throughout the degree.
Timeline
Relationship Manager - Corporate & Investment Banking
Faysal Bank Limited
2023.12 - 2026.02
Assistant Relationship Manager - Corporate & Investment Banking
Meezan Bank Limited
2022.05 - 2023.12
Intern
State Bank of Pakistan
2019.06 - 2019.07
BSc Hons - Accounting and Finance
Government College University
2015.01 - 2019.01
Pre-Medical -
Punjab Group of Colleges
2012.01 - 2014.01